Privacy Policy

Last updated: October 28, 2026

This Privacy Policy explains how Golden Cred (https://goldencred.blog) collects, uses, shares and protects personal information, the legal bases we rely on, and the rights you have over your data. It applies to all visitors, wherever they are located.

This policy should be read together with our Cookie Policy.

1. Who We Are (Data Controller)

Golden Cred is owned and operated by:

Orvian Media LLC
A Florida limited liability company
8080 Essex Point Circle, Suite 3218, Orlando, FL 32819, United States
Email: contact@goldencred.blog

Orvian Media LLC is the data controller responsible for your personal information.

Data Protection Officer (DPO / Encarregado)

We have appointed a Data Protection Officer, who also acts as our Encarregado under the Brazilian LGPD, to handle all privacy questions and requests:

Paulo Junior
Email: paulo@orvianmedia.io

2. Information We Collect

2.1 Information you provide to us

Golden Cred does not have user accounts, comment sections, newsletters or contact forms. The only personal information you provide to us directly is what you choose to include when you contact us by email (such as your name, email address and the content of your message).

2.2 Information collected automatically

  • Device and connection data: IP address, browser type, operating system, device type, language and approximate location (country/city derived from the IP address).
  • Usage data: pages visited, time on site, referring pages, clicks and interactions with content and ads.
  • Online identifiers: cookie IDs, advertising identifiers and similar technologies, as described in our Cookie Policy.

2.3 Information we do not collect

We do not intentionally collect sensitive personal information (such as health data, financial account numbers, government ID numbers, precise geolocation, racial or ethnic origin, religious beliefs or sexual orientation). Please do not send this type of information to us by email.

3. How We Use Your Information and Legal Bases

We only process personal data when we have a valid legal basis under applicable law, including the EU/UK General Data Protection Regulation (GDPR) and the Brazilian General Data Protection Law (LGPD – Law No. 13,709/2018).

PurposeData usedLegal basis
Operating, securing and maintaining the websiteDevice, connection and usage dataLegitimate interest
Responding to your emails and requestsName, email address, message contentLegitimate interest / steps at your request
Measuring audience and improving content (analytics)Usage data, online identifiersConsent
Displaying advertising, measuring ad performance and preventing ad fraudDevice data, online identifiers, approximate locationConsent (where required); legitimate interest for non-personalized ads and fraud prevention
Showing personalized ads based on your interestsOnline identifiers, usage data, inferred interestsConsent
Complying with legal obligations and defending legal claimsAny relevant dataLegal obligation / exercise of rights

Where we rely on consent, you can withdraw it at any time through our Privacy & Cookie Settings. Withdrawing consent does not affect processing carried out before the withdrawal.

4. Cookies and Consent

We use cookies and similar technologies for the purposes described above. In regions where consent is required (such as the European Economic Area, the United Kingdom, Switzerland and Brazil), non-essential cookies are only used after you give your consent through our consent banner, which is provided by Google’s consent management platform certified under the IAB Europe Transparency & Consent Framework. You can accept, reject or customize your choices, and change them at any time. Full details are in our Cookie Policy.

5. Advertising Partners and Other Third Parties

We share personal information only with the categories of recipients below, and only as needed for the purposes described in this policy:

  • Google Ad Manager and its advertising partners: Golden Cred is funded by advertising served through Google Ad Manager. Google and its certified partners may use cookies and online identifiers to serve, personalize (if you consent) and measure ads, and to prevent fraud. Learn more at How Google uses information from sites that use its services. You can manage Google ad personalization at My Ad Center.
  • Google Analytics: to measure audience and site performance using aggregated statistics.
  • Affiliate programs: some articles contain affiliate links. If you click on one, the partner website may set its own cookies to attribute the referral. We do not share your name or email with affiliate partners. Once you leave Golden Cred, the partner’s privacy policy applies.
  • Service providers: hosting, content delivery, email and security providers that process data on our behalf under contractual obligations.
  • Authorities: when required by law, court order, or to protect our rights, users or the public.

We do not sell your name, email address or contact details. However, the use of advertising cookies and identifiers may be considered a “sale” or “sharing” of personal information under some U.S. state laws. See Section 11 for your choices.

6. International Data Transfers

Orvian Media LLC is based in the United States, and our service providers and advertising partners may process data in the United States and other countries. When personal data from the EEA, UK, Switzerland or Brazil is transferred internationally, we rely on appropriate safeguards, such as the European Commission’s Standard Contractual Clauses, the EU-U.S. Data Privacy Framework (where the recipient is certified), or other mechanisms permitted by the GDPR and the LGPD.

7. Data Retention

  • Emails you send us: kept for up to 24 months after our last interaction, then deleted.
  • Cookies and identifiers: kept for the durations listed in our Cookie Policy.
  • Server and security logs: kept for up to 12 months.

We may keep data for longer if required by law or to resolve disputes.

8. How We Protect Your Data

We use reasonable technical and organizational measures to protect personal information, including HTTPS/TLS encryption, secure hosting, access restrictions and regular updates. No method of transmission or storage is completely secure, but we work to protect your data and will notify affected users and authorities of security incidents where required by law.

9. Your Rights (GDPR – EEA, UK and Switzerland)

If you are in the EEA, UK or Switzerland, you have the right to:

  • Access the personal data we hold about you;
  • Correct inaccurate or incomplete data;
  • Request deletion of your data;
  • Restrict or object to processing, including processing based on legitimate interest;
  • Receive your data in a portable format;
  • Withdraw consent at any time;
  • Lodge a complaint with your local data protection authority.

10. Your Rights (LGPD – Brazil)

If you are in Brazil, under Article 18 of the LGPD you have the right to:

  • Confirm whether we process your data and access it;
  • Correct incomplete, inaccurate or outdated data;
  • Request anonymization, blocking or deletion of unnecessary or excessive data;
  • Request portability of your data to another provider;
  • Request deletion of data processed based on your consent;
  • Obtain information about the entities with which we share your data;
  • Be informed about the possibility of not giving consent and its consequences;
  • Withdraw your consent;
  • File a complaint with the Brazilian National Data Protection Authority (ANPD).

11. Your U.S. State Privacy Rights

This section applies to residents of California and other U.S. states with comprehensive privacy laws (including Virginia, Colorado, Connecticut, Utah, Texas, Oregon, Montana and others).

11.1 Categories of personal information we collect

In the past 12 months, we have collected the following categories of personal information, from you directly, from your device, and from our advertising and analytics partners:

CategoryExamplesPurposeSold or shared for targeted advertising?
IdentifiersName and email address (only if you email us), IP address, cookie IDs, advertising IDsCommunication, site operation, advertising, analyticsOnline identifiers only (IP, cookie and ad IDs): Yes. Name and email: No.
Internet or network activityPages visited, interactions with content and adsAnalytics, advertisingYes
Approximate geolocationCountry or city derived from IP addressContent and ad delivery, fraud preventionYes
InferencesInterests inferred from browsing activityPersonalized advertisingYes

We do not collect sensitive personal information as defined by U.S. state laws, and we do not knowingly sell or share the personal information of consumers under 16 years of age.

11.2 Your rights

Depending on your state of residence, you have the right to:

  • Know / Access: request the categories and specific pieces of personal information we have collected, the sources, the purposes, and the categories of third parties with whom it is disclosed;
  • Delete: request deletion of personal information we collected from you;
  • Correct: request correction of inaccurate personal information;
  • Opt out of sale, sharing and targeted advertising: direct us not to sell or share your personal information or use it for targeted advertising;
  • Limit the use of sensitive personal information: we do not collect sensitive personal information, so no limitation is needed;
  • Non-discrimination: we will not discriminate against you for exercising any of these rights;
  • Appeal: if we deny your request, you can appeal by replying to our decision. If the appeal is denied, you may contact your state Attorney General.

11.3 How to opt out

  • Use the “Your Privacy Choices” link in the footer of our website; or
  • Enable the Global Privacy Control (GPC) signal in your browser. We treat a GPC signal as a valid request to opt out of the sale and sharing of your personal information and of targeted advertising for that browser.

11.4 How to submit other requests

Email our Data Protection Officer at paulo@orvianmedia.io with the subject line “Privacy Request”. We will verify your request by matching the information you provide with the information we hold, and respond within 45 days (which may be extended once by an additional 45 days where permitted). You may use an authorized agent; we may ask for proof of the agent’s authorization.

12. How to Exercise Your Rights

To exercise any of the rights above, email our Data Protection Officer, Paulo Junior, at paulo@orvianmedia.io with the subject line “Privacy Request”, stating your request and country/state of residence. We may need to verify your identity before responding. We respond within the deadlines set by applicable law (for example, one month under the GDPR, 15 days for access requests under the LGPD, and 45 days under U.S. state laws). Exercising your rights is free of charge.

13. Children’s Privacy

Golden Cred is not directed to children under 16, and we do not knowingly collect personal information from children under 16 (or under 13 for the purposes of the U.S. Children’s Online Privacy Protection Act). If you believe a child has provided us with personal information, contact us and we will delete it.

14. Changes to This Privacy Policy

We may update this Privacy Policy to reflect changes in our practices, partners or the law. The updated version will be posted on this page with a new “Last updated” date. If changes are significant, we will provide additional notice on the website and, where required, ask for your consent again.

15. Contact Us

Orvian Media LLC
8080 Essex Point Circle, Suite 3218, Orlando, FL 32819, United States
General inquiries: contact@goldencred.blog
Data Protection Officer (Paulo Junior): paulo@orvianmedia.io